What closing costs should you expect?

 Exclusive Homes NC of Wilson Realty can walk you through closing - 980-939-5354


There are certain typical costs associated with closing the sale of a house. These expenses are usually divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through the process.

Costs pertaining to your loan to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, we'll not only work to get the highest sales price, but we'll also push for reduced closing costs. And once we've come to an agreement, we'll explain in detail the closing costs so you know exactly what you're paying for.

Buyers: If you're buying a house in Sherrills Ford, you will get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within a tolerable range so you're not surprised when you get to closing time. We'll be glad to look over the estimate with you, answering your questions and highlighting any estimates that seem questionable.

Don't forget to factor in closing costs when considering a home sale or purchase. Exclusive Homes NC of Wilson Realty is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 980-939-5354 if your needs include a professional REALTOR® ready for the business side of buying and selling.

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